01
Freedom
You own your book, your brand, and your client relationships, full stop. Build the practice you want, the way you want, with no corporate leash.
For advisors
Own your practice.
Keep ninety percent.
Break away with a partner that handles compliance, billing, technology, and operations, so you can focus on your clients and grow on your terms.
The AFS model at a glance
Advisor payout90%
Exit penalty$0
Own your brand & clientsAlways
Time to operational4–6 wks
Why AFS
Built on three things that actually matter.
Everything we do as a firm comes back to the same three commitments, and nothing that gets in the way of your growth.
02
Low Cost
A straight 90/10 payout, simple to predict.
03
Simple
One clear agreement, modern technology, and a team that picks up the phone. No bureaucracy between you and your clients.
The 90/10, in your figures
See what ninety percent means for you.
Set your assets under management and average advisory fee. We'll show your estimated annual take-home under the AFS 90/10 model versus the most common alternatives.
Your practice
Tell us about your book.
$25.0M
$5M$500M
1.00%
0.25%2.00%
Estimated gross annual revenue$250,000
Estimated annual take-home
+$120,000
more per year with AFS than a typical wirehouse payout
Illustrative estimates only. Payout assumptions (AFS 90%, Independent B/D ~83%, Corporate RIA ~75%, Wirehouse ~42%) reflect typical industry ranges and are not a guarantee of individual results. Your exact economics are modeled with you during the Design step.
How we compare
AFS against the rest.
A side-by-side look at how the AFS model stacks up against the most common ways to run an advisory practice, across payout, fees, ownership, and what it costs to leave.
| Wirehouse | Independent B/D | Corporate RIA | AFS | |
|---|---|---|---|---|
| Typical payout | 40–45% | 80–90% | 70–85% | 90% |
| Own your brand | No | Limited | Varies | Yes |
| Own your clients | No | Usually | Varies | Yes |
| Fiduciary standard | Varies | Varies | Yes | Always |
| Exit penalty | Yes | Often | Often | None |
Figures reflect typical industry ranges and are illustrative, not a guarantee of individual results.
What's included
The back office, handled.
Going independent shouldn't mean building a firm from scratch. AFS runs the operational machine so you can spend your time where it counts: with clients.
Compliance
A built-in compliance program, supervision, and filings, backed by a fiduciary RIA structure registered with the State of Florida.
Billing & payouts
Automated fee billing, reconciliation, and clean monthly payouts, so the math is transparent and you always know what you keep.
Technology
A modern advisor stack on the Altruist custodial platform, with performance reporting, trading, and a clean client experience out of the box.
Operations
Account opening, transfers, and day-to-day service workflows run by a team that treats your clients like their own.
Growth support
Practice-level guidance to help you add households, raise AUM, and build a team, with economics that reward you for growing.
Succession
A clear path to plan your exit or bring on a successor on your timeline, protecting the value you've built and the clients you serve.
How it works
The path to independence.
A clear, five-step path that takes the guesswork out of going independent. Most advisors are fully operational within weeks, not months.
1
Assess
A confidential conversation about your practice, economics, and goals.
2
Design
We model your take-home and build a custom transition plan around your book.
3
Integrate
We set up your registration, technology, and custody on Altruist, and prepare the move.
4
Scale
Clients transition, accounts open, and you're operational and billing.
5
Optimize
Ongoing collaboration. Grow AUM, add team, or plan succession.
Most advisors are fully operational within 4–6 weeks of signing.
Start a confidential conversationThe No Penalty Exit
We would rather earn your partnership every year than secure it with a penalty.
No exit penalties. No clawbacks. No handcuffs. If AFS isn't the right home for your practice, you're free to leave with your brand and your clients, because that's what owning your business should mean.
Begin the conversation
Are we a good fit?
Every great partnership starts with an honest conversation. Tell us about your practice and we'll show you exactly what independence with AFS could look like. No pressure, no commitment.