01
Freedom
You own your book, your brand, and your client relationships — full stop. Build the practice you want, the way you want, with no corporate leash.
For advisors
Own your practice.
Keep ninety percent.
Break away with a partner that handles compliance, billing, technology, and operations — so you can focus on your clients and grow on your terms.
The AFS model at a glance
Advisor payout90%
Exit penalty$0
Own your brand & clientsAlways
Time to operational4–6 wks
Why AFS
Built on three things that actually matter.
Everything we do as a firm comes back to the same three commitments — and nothing that gets in the way of your growth.
02
Low Cost
A straight 90/10 payout — simple to predict.
03
Simple
One clear agreement, modern technology, and a team that picks up the phone. No bureaucracy between you and your clients.
The 90/10, in your figures
See what ninety percent means for you.
Set your assets under management and average advisory fee. We'll show your estimated annual take-home under the AFS 90/10 model versus the most common alternatives.
Your practice
Tell us about your book.
$25.0M
$5M$500M
1.00%
0.25%2.00%
Estimated gross annual revenue$250,000
Estimated annual take-home
+$120,000
more per year with AFS than a typical wirehouse payout
Illustrative estimates only. Payout assumptions — AFS 90%, Independent B/D ~83%, Corporate RIA ~75%, Wirehouse ~42% — reflect typical industry ranges and are not a guarantee of individual results. Your exact economics are modeled with you during the Design step.
How we compare
AFS against the rest.
A side-by-side look at how the AFS model stacks up against the most common ways to run an advisory practice — across payout, fees, ownership, and what it costs to leave.
| Wirehouse | Independent B/D | Corporate RIA | AFS | |
|---|---|---|---|---|
| Typical payout | 40–45% | 80–90% | 70–85% | 90% |
| Own your brand | No | Limited | Varies | Yes |
| Own your clients | No | Usually | Varies | Yes |
| Fiduciary standard | Varies | Varies | Yes | Always |
| Exit penalty | Yes | Often | Often | None |
Figures reflect typical industry ranges and are illustrative, not a guarantee of individual results.
What's included
The back office, handled.
Going independent shouldn't mean building a firm from scratch. AFS runs the operational machine so you can spend your time where it counts — with clients.
Compliance
A built-in compliance program, supervision, and filings — backed by a fiduciary RIA structure registered with the State of Florida.
Billing & payouts
Automated fee billing, reconciliation, and clean monthly payouts — so the math is transparent and you always know what you keep.
Technology
A modern advisor stack on the Altruist custodial platform — performance reporting, trading, and a clean client experience out of the box.
Operations
Account opening, transfers, and day-to-day service workflows run by a team that treats your clients like their own.
Growth support
Practice-level guidance to help you add households, raise AUM, and build a team — with economics that reward you for growing.
Succession
A clear path to plan your exit or bring on a successor on your timeline — protecting the value you've built and the clients you serve.
How it works
The path to independence.
A clear, five-step path that takes the guesswork out of going independent — most advisors are fully operational within weeks, not months.
1
Assess
A confidential conversation about your practice, economics, and goals.
2
Design
We model your take-home and build a custom transition plan around your book.
3
Integrate
We set up your registration, technology, and custody on Altruist — and prepare the move.
4
Scale
Clients transition, accounts open, and you're operational and billing.
5
Optimize
Ongoing collaboration — grow AUM, add team, or plan succession.
Most advisors are fully operational within 4–6 weeks of signing.
Start a confidential conversationThe No Penalty Exit
We would rather earn your partnership every year than secure it with a penalty.
No exit penalties. No clawbacks. No handcuffs. If AFS isn't the right home for your practice, you're free to leave with your brand and your clients — because that's what owning your business should mean.
Begin the conversation
Are we a good fit?
Every great partnership starts with an honest conversation. Tell us about your practice and we'll show you exactly what independence with AFS could look like — no pressure, no commitment.